Comfort Security and Your Insurance Policy

There are more drivers hitting the road every year. With countless vehicles on the road, accidents can happen. Car insurance can make the difference between a minor inconvenience and a major trial. How can you decide what insurance you require and how you can purchase it? Auto insurance protects you by paying for injury or damage you inflict on others while driving your car, damage to your vehicle or injury to you or your passengers from a crash, and specific other occurrences, such as burglary. Your state or province certainly mandates some type of car insurance. Deciding to drive without insurance could mean you have to repair or replace a stolen or damaged vehicle or pay the cost of all the damage for which you might be responsible. Liability: Personal injury and property damage that you are responsible for will be covered under liability insurance. Bodily injury damages can include medical expenses, and lost wages. Property damage can refer to damaged property or loss of use of property. If you are sued, it also pays your defense and court costs. Recommended, higher levels of liability insurance can be purchased that cover more events than the stripped-down, state-mandated insurance. Personal Injury Protection: This type of insurance pays for all medical treatment for you or other people in your car, no matter who was responsible for the accident. It is required in some states and optional in others. Local law usually sets minimum amounts. Medical Payments: This type of coverage can be purchased in states that are not considered no-fault and will pay no matter who is responsible for the accident. It pays for an insured person's reasonable and necessary medical or funeral expenses resulting from a crash. Collision: Pays for damage to your vehicle caused by an accident. Comprehensive: Cover your vehicle from damages from other sources when you buy this type of insurance. This includes protection from burglary, vandalism, and weather damage. Uninsured Motorist: Thousands of drivers are ignoring the law by driving a car without purchasing the right amount of insurance. This insurance will protect you if you are in a collision with one of these irresponsible drivers. Under-Insured Motorist: Just like uninsured coverage, this type of insurance covers you from drivers without sufficient insurance coverage. Emergency road service, car rental, and other varieties of car insurance can also be purchased. Your car insurance payments varies based on the company and will depend on multiple factors, including: *Your desired coverage *Your vehicle's make and model * Your driving record * Your age, sex and marital status * The place where you live Some drivers may not want to pay for car insurance, but it is truly something you don't want to live without. Review your needs, do your research , and with the help of your insurance agent, choose the option that fits you best. Golf Cart Insurance Clermont